Insurance Coverage

We work with providers that participate in all insurance programs – contact us now to determine if you qualify for a bone growth stimulator.

Our team of insurance experts knows how to work with your insurance company to get your bone growth stimulator approved. We have in-network access to hundreds of insurance companies and thousands of plans. We work with companies such as: Aetna, Anthem, Blue Cross/Blue Shield, Cigna, Humana, Medical Mutual, Tri-Care, Worker’s Compensation, United Health Care, and many more throughout the US.

Insurance Criteria For Coverage

Coverage for a bone growth stimulator varies by insurance carrier. Two x-rays taken 90 days apart showing insufficient healing are generally required for insurance approval. Worker’s comp patients can generally be covered without waiting 90 days.

Insurance Covered Summary of Medical Policy Medical Policy
Aetna Yes Yes for certain fresh fractures and delayed unions View
Anthem Yes Yes with 45 days of no significant healing View
Cigna Yes Yes with 90 days of no significant healing View
Blue Cross Blue Shield of West Virginia Yes Covered with 3 months of no significant healing View
Medicare Yes Yes with 90 days of no significant healing View
Medicaid Limited Depends on state policy.
United Healthcare Commercial Yes Yes with 90 days of no signs of healing View
Highmark Yes Covered with 3 months of no significant healing View
United Healthcare Medicare Advantage Yes Follows Medicare guidelines View
Blue Cross Blue Shield of North Carolina Yes Covered with 3 months of no significant healing View
Excellus BCBS Yes Covered for non-union fractures with 90 days of no progressive healing. View